Ocean County, NJ: Foreclosures, Tax Liens & Distressed Properties

Ocean County, NJ, New Jersey: 30 ZIP codes scored, Ocean County, NJ averaging 35/100 (moderate, Ocean, NJ), from 30 to 35. Ocean County, NJ is in its expansion phase (Ocean, NJ confidence 35/100): Ocean, NJ home prices up 5.2% (Ocean, NJ) over twelve months. Ocean County, NJ lender headwind: 52/100.

Highest-scoring Ocean County, NJ ZIPs: 08005 (35/100), 08006 (35/100), 08008 (35/100), 08050 (35/100), 08092 (35/100), 08527 (35/100). Also scored in Ocean County, NJ: 08533, 08701, 08721, 08722, 08723, 08731, 08732, 08733, 08734, 08735.

Across Ocean County, NJ's scored ZIPs: median home value $539,313, household income $88,581, 24.0% vacancy, 6.9% poverty, 84% owner-occupied, median age 48.6.

Ocean County, NJ insurance distress 66/100 (#741 in the US); FEMA hazard 52/100 for Ocean, NJ; 2 federal disaster declarations in Ocean County, NJ since 2023; 171 Ocean, NJ NFIP flood claims, $2.4M paid; Ocean, NJ construction distress 87/100.

22 banks with 132 branches lend in Ocean County, NJ; Ocean, NJ weighted bank stress 66/100, highest 90/100 in Ocean, NJ.

Ocean County, NJ unemployment 4.6% (Ocean, NJ -1.1 pts, six months); 2,412 new housing units permitted in Ocean County, NJ over twelve months, Ocean, NJ down 37% from 3,842; Ocean, NJ home prices +12.6% a year (Ocean, NJ) over three years.

296,357 housing units in Ocean County, NJ; 47,891 Ocean, NJ renter households; 55% of Ocean, NJ renters spend 30%+ of income on rent, 30% (Ocean, NJ) half or more.

Ocean County, NJ ranks #533 nationally on the opportunity index (Ocean, NJ, among all ranked counties); Ocean, NJ scores 33.3/100 and Ocean, NJ sits #1 inside New Jersey. Ocean, NJ is in the peak_opportunity opportunity phase; Ocean, NJ's primary driver is construction, Ocean, NJ second driver bank institutional; Ocean, NJ moved down 90 places. 38 short-sale listings across Ocean, NJ; 86 days on market observed in Ocean, NJ; 11.3% vacancy over 30 Ocean, NJ ZIPs.

0.8% of Ocean County, NJ mortgages were ninety-plus days late in December 2025; Ocean, NJ's thirty-to-eighty-nine-day share was 2.0% (CFPB county sample). Ocean, NJ's ninety-day rate is up 0.1 points on twelve months earlier; the Ocean, NJ peak since 2008 was 5.7% in January 2012; New Jersey overall reads 0.9%.

Ocean County, NJ has 8 watched banks; 8 Ocean, NJ banks sit in an elevated band. Ocean, NJ footprints: Oceanfirst Bank Na (11 branches, stress 78) in Ocean, NJ; Provident Bank (7 branches, stress 54) in Ocean, NJ; Manasquan Bank (5 branches, stress 80) in Ocean, NJ.

HUD lists 16 assisted multifamily properties in Ocean County, NJ with 813 units; 703 Ocean, NJ units are assisted, 5 Ocean, NJ properties under project-based Section 8.

52,514 of the 296,357 housing units in Ocean, NJ sit vacant. Ocean County, NJ permitted 442 multifamily units in twelve months; Ocean, NJ's one-to-four unit structures added 1,970 units in Ocean County, NJ.