ZIP 08008 Property Distress & Foreclosure Data

ZIP code 08008 in Ocean County, New Jersey carries a composite property-distress score of 36/100 — a moderate reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (64/100). What sets it apart are the readings on construction/permit lag (84/100), structural risk (80/100), institutional ownership (54/100). mortgage stress (22/100) stay muted. Structural exposure scores 80 and live distress 7 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 18% higher over three years, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

6,938 residents call 08008 home, typically aged 63. Home values center near $1,165,400, an affordability ratio of 9.3× — stretched. 5.5% of residents fall below the poverty threshold. Owners hold 91% of homes, renters 9%. Rent burden reaches 57% of tenant households. Vacancy runs 80.1%, above the national norm and a classic distress-and-opportunity signal. There are about 16,714 housing units across 08008. DLRadar's demographic-stress index for the area reads 50/100. Educational attainment sits at 64% bachelor's-or-above. Median household income is $116,544, above the U.S. median near $78,000.

Taken together, 08008 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.