ZIP 08008 Foreclosure, Tax-Lien & Distress Report

ZIP code 08008 in Ocean County, New Jersey carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic distress index. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (87/100), FEMA disaster exposure (60/100)). What sets it apart are the readings on construction/permit lag (87/100), structural risk (79/100), institutional ownership (48/100). By contrast, mortgage stress (22/100) register low. Latent structural risk is 79/100 while live distress already moving reads 7/100.

The expansion-phase market in 08008 posted values that rose 5.2% over the year, and 18% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Population is roughly 6,938 with a median age of 63. A median home runs $1,165,400 here, or 9.3 times local income. 5.5% of residents fall below the poverty threshold. The tenure split is 91% owner-occupied to 9% rented. Around 57% of renters are cost-burdened. The vacancy rate is 80.1% — elevated. There are about 16,714 housing units across 08008. The demographic-stress sub-score lands at 50/100. Around 64% of adults hold a bachelor's degree or higher. Households earn a median $116,544 — above the roughly $78,000 national figure.

On the whole, 08008 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 08008's 35/100 can be lined up against any neighbor in Ocean County, New Jersey or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 08008, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 35/100 figure for 08008 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 08008 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.