ZIP 08722 Property Distress & Foreclosure Data

Composite property distress in 08722 (Ocean County, New Jersey) lands at 36/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (84/100), structural risk (80/100), institutional ownership (54/100). mortgage stress (22/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (64/100). The latent-versus-live split is 80/100 structural and 7/100 already moving.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 28% higher over three years (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 5.1%. Home values center near $352,600, an affordability ratio of 3.0× — accessible. Around 55% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 28/100. 5.1% of residents fall below the poverty threshold. Educational attainment sits at 28% bachelor's-or-above. The ZIP holds roughly 4,258 housing units. Owners hold 90% of homes, renters 10%. Median household income is $102,043, above the U.S. median near $78,000. 11,002 residents call 08722 home, typically aged 42.

Overall, 08722 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.