ZIP 08722 Foreclosure, Tax-Lien & Distress Report

Ocean County, New Jersey's ZIP 08722 registers 36/100 composite distress, which DLRadar reads as moderate. The pressure is most legible in construction/permit lag (87/100), structural risk (81/100), institutional ownership (49/100). On the quiet end sit mortgage stress (22/100). It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100). Structural risk reads 81/100 against active distress of 7/100.

The expansion-phase market in 08722 posted values that rose 5.2% over the year, and 28% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 5.1%. The typical home is worth about $352,600 (3.0× income, relatively affordable). Around 55% of renters are cost-burdened. On demographic stress specifically, 08722 scores 28/100. Roughly 5.1% live below the poverty line, a low share typical of higher-equity areas. About 28% have a four-year degree. There are about 4,258 housing units across 08722. The tenure split is 90% owner-occupied to 10% rented. At $102,043, median income runs above typical U.S. levels. 11,002 residents call 08722 home, typically aged 42.

On balance 08722 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 08722 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 08722 runs through one identical public-record model, so its 36/100 sits on the same scale as every other ZIP in Ocean County, New Jersey and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 08722 shows blanks, not estimates, wherever the record is sparse.

The 36/100 figure for 08722 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 08722 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.