ZIP 08740 Property Distress & Foreclosure Data

Composite property distress in 08740 (Ocean County, New Jersey) lands at 36/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (84/100), structural risk (80/100), institutional ownership (54/100). mortgage stress (22/100) stay muted. The latent-versus-live split is 80/100 structural and 7/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (64/100).

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 24% higher over three years (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 38.8% — elevated. The ZIP holds roughly 1,185 housing units. Median household income is $75,278, near the U.S. median near $78,000. Owners hold 81% of homes, renters 19%. Around 52% of renters are cost-burdened. Educational attainment sits at 33% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 35/100. 1,768 residents call 08740 home, typically aged 47. 3.8% of residents fall below the poverty threshold. Home values center near $358,000, an affordability ratio of 4.5×.

Taken together, 08740 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.