ZIP 08740 Foreclosure, Tax-Lien & Distress Report

Ocean County, New Jersey's ZIP 08740 registers 36/100 composite distress, which DLRadar reads as moderate. The pressure is most legible in construction/permit lag (87/100), structural risk (81/100), institutional ownership (49/100). On the quiet end sit mortgage stress (22/100). Structurally it carries 81/100, against 7/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100)).

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 24% higher over three years, at 35/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 38.8%, above the national norm and a classic distress-and-opportunity signal. There are about 1,185 housing units across 08740. Households earn a median $75,278 — near the roughly $78,000 national figure. The tenure split is 81% owner-occupied to 19% rented. Rent burden reaches 52% of tenant households. Educational attainment sits at 33% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 35/100. Population is roughly 1,768 with a median age of 47. The poverty rate is 3.8% — low. Home values center near $358,000, an affordability ratio of 4.5×.

Net-net, 08740 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 08740 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 08740 runs hot or quiet, its 36/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 08740 can be compared directly against any other ZIP in Ocean County, New Jersey or nationwide. Sparse data for 08740 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 36/100 figure for 08740 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 08740 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.