ZIP 08753 Property Distress & Foreclosure Data

DLRadar grades ZIP 08753 (Ocean County, New Jersey) at a moderate 36/100 for overall property distress. Property-level stress concentrates in construction/permit lag (84/100), structural risk (80/100), institutional ownership (54/100). By contrast, mortgage stress (22/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (64/100). On the structural side it scores 80/100, with 7/100 of stress already active.

The market reads expansion — home values rose 6.0% year on year, and 23% higher over three years (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 28,352 housing units. The tenure split is 81% owner-occupied to 19% rented. On demographic stress specifically, 08753 scores 28/100. The vacancy rate is 10.6%. Roughly 6.1% live below the poverty line, a low share typical of higher-equity areas. About 36% have a four-year degree. Around 37% of renters are cost-burdened. A median home runs $409,200 here, or 3.7 times local income. Households earn a median $101,648 — above the roughly $78,000 national figure. About 64,788 people live here, median age 42.

Net-net, 08753 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.