ZIP 08751 Property Distress & Foreclosure Data

ZIP code 08751 in Ocean County, New Jersey carries a composite property-distress score of 36/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (64/100)). The latent-versus-live split is 80/100 structural and 7/100 already moving. What sets it apart are the readings on construction/permit lag (84/100), structural risk (80/100), institutional ownership (54/100). On the quiet end sit mortgage stress (22/100).

The expansion-phase market in 08751 posted values that rose 6.0% over the year, and 45% higher over three years (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $75,000, median income runs near typical U.S. levels. The vacancy rate is 63.8% — elevated. The typical home is worth about $628,500 (7.8× income, severely stretched). The ZIP holds roughly 5,576 housing units. The poverty rate is 21.1% — high, a tax-stress and distress correlate. Around 39% of adults hold a bachelor's degree or higher. 64% of housing is owner-occupied. The demographic-stress sub-score lands at 52/100. Around 57% of renters are cost-burdened. Population is roughly 3,625 with a median age of 58.

On the whole, 08751 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.