ZIP 08755 Property Distress & Foreclosure Data

Ocean County, New Jersey's ZIP 08755 registers 36/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in construction/permit lag (84/100), structural risk (80/100), institutional ownership (54/100). mortgage stress (22/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (64/100). The latent-versus-live split is 80/100 structural and 7/100 already moving.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 21% higher over three years (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $389,600, an affordability ratio of 4.7×. Around 52% of renters are cost-burdened. Median household income is $81,077, near the U.S. median near $78,000. 29,266 residents call 08755 home, typically aged 40. The ZIP holds roughly 11,604 housing units. Educational attainment sits at 33% bachelor's-or-above. 6.7% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 33/100. The vacancy rate is 7.5%. Owners hold 81% of homes, renters 19%.

Overall, 08755 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.