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ZIP 08741 Foreclosure, Tax-Lien & Distress Report

Ocean County, New Jersey · Distress market

ZIP 08741's composite property-distress score is 36/100 - DLRadar classes that as moderate for Ocean County, New Jersey. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100)). The most distinctive pressure shows up in construction/permit lag (87/100), structural risk (81/100), institutional ownership (49/100). mortgage stress (22/100) stay muted. Structural exposure scores 81 and live distress 7 on the 0–100 scale.

The market reads expansion — home values rose 5.2% year on year, and 35% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Population is roughly 2,769 with a median age of 53. Roughly 3.0% live below the poverty line, a low share typical of higher-equity areas. Owners hold 97% of homes, renters 3%. The ZIP holds roughly 1,167 housing units. The typical home is worth about $465,600 (3.2× income, relatively affordable). On demographic stress specifically, 08741 scores 23/100. Vacancy runs 10.0%. Rent burden reaches 40% of tenant households. At $140,034, median income runs above typical U.S. levels. Around 50% of adults hold a bachelor's degree or higher.

Net-net, 08741 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 08741 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 08741 runs through one identical public-record model, so its 36/100 sits on the same scale as every other ZIP in Ocean County, New Jersey and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 08741 shows blanks, not estimates, wherever the record is sparse.

08741's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 08741 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

36/100
Composite stress
81/100
Structural risk
7/100
Distress activity

What is driving ZIP 08741’s distress

Foreclosure activity0
Mortgage stress22
Climate / FEMA risk96
Nine more distress signals are scored here

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

The 08741 distress snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Open the complete 08741 acquisition file

Every distressed parcel in 08741 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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