ZIP 08741 Property Distress & Foreclosure Data

Ocean County, New Jersey's ZIP 08741 registers 36/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (64/100). The most distinctive pressure shows up in construction/permit lag (84/100), structural risk (80/100), institutional ownership (54/100). By contrast, mortgage stress (22/100) register low. Structural exposure scores 80 and live distress 7 on the 0–100 scale.

The market reads expansion — home values rose 6.0% year on year, and 35% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 2,769 people live here, median age 53. Roughly 3.0% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 97% owner-occupied to 3% rented. There are about 1,167 housing units across 08741. A median home runs $465,600 here, or 3.2 times local income. On demographic stress specifically, 08741 scores 23/100. Vacancy runs 10.0%. Rent burden reaches 40% of tenant households. Households earn a median $140,034 — above the roughly $78,000 national figure. About 50% have a four-year degree.

Net-net, 08741 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.