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ZIP 08741 Foreclosure, Tax-Lien & Distress Report

Ocean County, New Jersey · Distress market

ZIP 08741's composite property-distress score is 35/100 - DLRadar classes that as moderate for Ocean County, New Jersey. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (87/100)). The most distinctive pressure shows up in construction/permit lag (87/100), structural risk (78/100), institutional ownership (47/100). mortgage stress (22/100) stay muted. Structural exposure scores 78 and live distress 7 on the 0–100 scale.

The market reads expansion — home values rose 5.2% year on year, and 35% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Population is roughly 2,769 with a median age of 53. Roughly 3.0% live below the poverty line, a low share typical of higher-equity areas. Owners hold 97% of homes, renters 3%. The ZIP holds roughly 1,167 housing units. The typical home is worth about $465,600 (3.2× income, relatively affordable). On demographic stress specifically, 08741 scores 23/100. Vacancy runs 10.0%. Rent burden reaches 40% of tenant households. At $140,034, median income runs above typical U.S. levels. Around 50% of adults hold a bachelor's degree or higher.

Net-net, 08741 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 08741 is not published yet -- the ZIP-level readings above remain fully sourced.

Big metro or rural, 08741 runs through one identical scoring model, so its 35/100 sits on the same scale as every other ZIP in Ocean County, New Jersey and the nation. Every figure is auditable to a public dataset and refreshed as records update; 08741 shows blanks, not estimates, wherever the record is sparse.

08741's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 08741 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

35/100
Composite stress
78/100
Structural risk
7/100
Distress activity

What is driving ZIP 08741’s distress

Foreclosure activity0
Mortgage stress22
Climate / FEMA risk96
Nine more distress signals are scored here

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

The 08741 distress snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Other Ocean County ZIP codes

Nearest ZIP codes to 08741

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

More distress data near 08741

Additional distress intelligence spanning Ocean County, New Jersey by ZIP, county and state.

Open the complete 08741 acquisition file

Every distressed parcel in 08741 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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