ZIP 08527 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 08527 (Ocean County, New Jersey) at a moderate 36/100 for overall property distress. Structural exposure scores 81 and live distress 7 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100). The most distinctive pressure shows up in construction/permit lag (87/100), structural risk (81/100), institutional ownership (49/100). mortgage stress (22/100) stay muted.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 26% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 86% owner-occupied to 14% rented. Vacancy runs 4.9%. Population is roughly 58,366 with a median age of 39. Around 39% of adults hold a bachelor's degree or higher. A median home runs $485,800 here, or 4.2 times local income. At $109,059, median income runs above typical U.S. levels. Rent burden reaches 52% of tenant households. DLRadar's demographic-stress index for the area reads 31/100. The ZIP holds roughly 21,634 housing units. The poverty rate is 8.0%.

Net-net, 08527 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 08527 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 08527's 36/100 can be lined up against any neighbor in Ocean County, New Jersey or any ZIP coast to coast. 08527 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 36/100 figure for 08527 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 08527 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.