ZIP 08527 Property Distress & Foreclosure Data

In Ocean County, New Jersey, ZIP 08527 scores 36 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural risk reads 80/100 against active distress of 7/100. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (64/100). Its standout signals are construction/permit lag (84/100), structural risk (80/100), institutional ownership (54/100). mortgage stress (22/100) stay muted.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 26% higher over three years, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Owners hold 86% of homes, renters 14%. Vacancy runs 4.9%. 58,366 residents call 08527 home, typically aged 39. Educational attainment sits at 39% bachelor's-or-above. Home values center near $485,800, an affordability ratio of 4.2×. Median household income is $109,059, above the U.S. median near $78,000. Rent burden reaches 52% of tenant households. DLRadar's demographic-stress index for the area reads 31/100. There are about 21,634 housing units across 08527. 8.0% of residents fall below the poverty threshold.

Overall, 08527 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.