ZIP 08721 Property Distress & Foreclosure Data

DLRadar grades ZIP 08721 (Ocean County, New Jersey) at a moderate 36/100 for overall property distress. Structural risk reads 80/100 against active distress of 7/100. Property-level stress concentrates in construction/permit lag (84/100), structural risk (80/100), institutional ownership (54/100). On the quiet end sit mortgage stress (22/100). Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (64/100)).

The expansion-phase market in 08721 posted values that rose 6.0% over the year, and 24% higher over three years, at 43/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 22,464 with a median age of 42. Vacancy runs 11.8%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $383,900 (3.4× income, relatively affordable). There are about 9,429 housing units across 08721. At $104,361, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 30/100. 85% of housing is owner-occupied. Around 28% of adults hold a bachelor's degree or higher. The poverty rate is 7.8%. Rent burden reaches 52% of tenant households.

On balance 08721 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.