ZIP 08732 Property Distress & Foreclosure Data

Ocean County, New Jersey's ZIP 08732 registers 36/100 composite distress, which DLRadar reads as moderate. Structural risk reads 80/100 against active distress of 7/100. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (64/100). The most distinctive pressure shows up in construction/permit lag (84/100), structural risk (80/100), institutional ownership (54/100). By contrast, mortgage stress (22/100) register low.

The market reads expansion — home values rose 6.0% year on year, and 27% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 783 housing units across 08732. Households earn a median $107,837 — above the roughly $78,000 national figure. A median home runs $561,200 here, or 4.6 times local income. On demographic stress specifically, 08732 scores 25/100. The tenure split is 93% owner-occupied to 7% rented. Rent burden reaches 28% of tenant households. Vacancy runs 12.6%, above the national norm and a classic distress-and-opportunity signal. About 54% have a four-year degree. About 1,552 people live here, median age 54. Roughly 0.8% live below the poverty line, a low share typical of higher-equity areas.

Net-net, 08732 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.