ZIP 08092 Property Distress & Foreclosure Data

Composite property distress in 08092 (Ocean County, New Jersey) lands at 36/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (84/100), structural risk (80/100), institutional ownership (54/100). mortgage stress (22/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (64/100). On the structural side it scores 80/100, with 7/100 of stress already active.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 31% higher over three years (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $97,058, above the U.S. median near $78,000. Educational attainment sits at 36% bachelor's-or-above. 7.6% of residents fall below the poverty threshold. Home values center near $496,900, an affordability ratio of 4.9×. Around 36% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 32/100. 3,182 residents call 08092 home, typically aged 42. The ZIP holds roughly 1,382 housing units. The vacancy rate is 17.8% — elevated. Owners hold 83% of homes, renters 17%.

Taken together, 08092 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.