ZIP 08723 Foreclosure, Tax-Lien & Distress Report

Ocean County, New Jersey's ZIP 08723 registers 36/100 composite distress, which DLRadar reads as moderate. Structural exposure scores 80 and live distress 7 on the 0–100 scale. The most distinctive pressure shows up in construction/permit lag (84/100), structural risk (80/100), institutional ownership (54/100). By contrast, mortgage stress (22/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (64/100).

The market reads expansion — home values rose 6.0% year on year, and 29% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 7.7%. Roughly 5.7% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 80% owner-occupied to 20% rented. Rent burden reaches 34% of tenant households. About 32,033 people live here, median age 44. About 30% have a four-year degree. A median home runs $400,800 here, or 3.6 times local income. Households earn a median $103,953 — above the roughly $78,000 national figure. There are about 14,016 housing units across 08723. On demographic stress specifically, 08723 scores 27/100.

Net-net, 08723 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.