ZIP 08723 Foreclosure, Tax-Lien & Distress Report

ZIP 08723's composite property-distress score is 36/100 - DLRadar classes that as moderate for Ocean County, New Jersey. On the structural side it scores 81/100, with 7/100 of stress already active. The pressure is most legible in construction/permit lag (87/100), structural risk (81/100), institutional ownership (49/100). On the quiet end sit mortgage stress (22/100). It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100).

The market reads expansion — home values rose 5.2% year on year, and 29% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 7.7%. 5.7% of residents fall below the poverty threshold. 80% of housing is owner-occupied. Around 34% of renters are cost-burdened. About 32,033 people live here, median age 44. Educational attainment sits at 30% bachelor's-or-above. A median home runs $400,800 here, or 3.6 times local income. At $103,953, median income runs above typical U.S. levels. There are about 14,016 housing units across 08723. On demographic stress specifically, 08723 scores 27/100.

Overall, 08723 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 08723 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 08723's 36/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 08723 shows blanks, not estimates, wherever the record is sparse.

08723's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 08723 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.