ZIP 08735 Foreclosure, Tax-Lien & Distress Report

Ocean County, New Jersey's ZIP 08735 registers 35/100 composite distress, which DLRadar reads as moderate. Its heaviest discrete signals: construction/permit lag (87/100), structural risk (79/100), institutional ownership (48/100). On the quiet end sit mortgage stress (22/100). Structural risk reads 79/100 against active distress of 7/100. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (87/100).

The expansion-phase market in 08735 posted values that rose 5.2% over the year, and 32% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The poverty rate is 3.5% — low. Around 41% of renters are cost-burdened. Owners hold 84% of homes, renters 16%. DLRadar's demographic-stress index for the area reads 51/100. About 50% have a four-year degree. 3,435 residents call 08735 home, typically aged 63. Median household income is $85,265, near the U.S. median near $78,000. Vacancy runs 73.0%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 7,186 housing units. A median home runs $872,300 here, or 10.2 times local income.

Taken together, 08735 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 08735 runs through one identical scoring model, so its 35/100 sits on the same scale as every other ZIP in Ocean County, New Jersey and the nation. Sparse data for 08735 shows as blanks, never estimates, and the score updates on every fresh public filing.

08735's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 08735 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.