ZIP 08742 Property Distress & Foreclosure Data

ZIP code 08742 in Ocean County, New Jersey carries a composite property-distress score of 36/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (84/100), structural risk (80/100), institutional ownership (54/100). On the quiet end sit mortgage stress (22/100). On the structural side it scores 80/100, with 7/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (64/100)).

The expansion-phase market in 08742 posted values that rose 6.0% over the year, and 31% higher over three years (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $111,983, median income runs above typical U.S. levels. The ZIP holds roughly 12,804 housing units. The poverty rate is 5.2% — low. Around 37% of renters are cost-burdened. The demographic-stress sub-score lands at 31/100. Around 52% of adults hold a bachelor's degree or higher. Population is roughly 25,558 with a median age of 46. The typical home is worth about $627,200 (5.2× income). 79% of housing is owner-occupied. The vacancy rate is 16.7% — elevated.

On the whole, 08742 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.