ZIP 08757 Foreclosure, Tax-Lien & Distress Report

ZIP code 08757 in Ocean County, New Jersey carries a composite property-distress score of 36/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (87/100), structural risk (81/100), institutional ownership (49/100). By contrast, mortgage stress (22/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100). Structural exposure scores 81 and live distress 7 on the 0–100 scale.

The expansion-phase market in 08757 posted values that rose 5.2% over the year, and 30% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

DLRadar's demographic-stress index for the area reads 35/100. Around 63% of renters are cost-burdened. The tenure split is 86% owner-occupied to 14% rented. The typical home is worth about $285,000 (4.5× income). The poverty rate is 9.2%. About 35,652 people live here, median age 63. Households earn a median $56,133 — below the roughly $78,000 national figure. Vacancy runs 6.6%. Educational attainment sits at 19% bachelor's-or-above. The ZIP holds roughly 19,252 housing units.

On balance 08757 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 08757 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 08757's 36/100 can be lined up against any neighbor in Ocean County, New Jersey or any ZIP coast to coast. Sparse data for 08757 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 36/100 for 08757 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 08757 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.