ZIP 08757 Foreclosure, Tax-Lien & Distress Report

In Ocean County, New Jersey, ZIP 08757 scores 36 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are construction/permit lag (84/100), structural risk (80/100), institutional ownership (54/100). On the quiet end sit mortgage stress (22/100). Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (64/100)). On the structural side it scores 80/100, with 7/100 of stress already active.

The expansion-phase market in 08757 posted values that rose 6.0% over the year, and 30% higher over three years (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The demographic-stress sub-score lands at 35/100. Around 63% of renters are cost-burdened. 86% of housing is owner-occupied. The typical home is worth about $285,000 (4.5× income). The poverty rate is 9.2%. Population is roughly 35,652 with a median age of 63. At $56,133, median income runs below typical U.S. levels. The vacancy rate is 6.6%. Around 19% of adults hold a bachelor's degree or higher. The ZIP holds roughly 19,252 housing units.

On balance 08757 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.