ZIP 08087 Foreclosure, Tax-Lien & Distress Report
Ocean County, New Jersey · High Vacancy market
ZIP 08087's composite property-distress score is 32/100 - DLRadar classes that as moderate for Ocean County, New Jersey. Its heaviest discrete signals: construction/permit lag (81/100), structural risk (73/100), institutional ownership (37/100). institutional ownership (37/100) and mortgage stress (17/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (86/100)). The split runs 73/100 structural to 5/100 active on the ground.
The market reads expansion — home values rose 5.2% year on year, and 25% higher over three years, at 35/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Rent burden reaches 58% of tenant households. Roughly 8.7% live below the poverty line. Home values center near $352,000, an affordability ratio of 3.7× — accessible. Population is roughly 25,211 with a median age of 51. Median household income is $87,449, above the U.S. median near $78,000. Educational attainment sits at 28% bachelor's-or-above. The ZIP holds roughly 12,972 housing units. DLRadar's demographic-stress index for the area reads 33/100. The vacancy rate is 17.3% — elevated. Owners hold 83% of homes, renters 17%.
On the whole, 08087 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 08087 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Because one deterministic model scores every ZIP, 08087's 32/100 can be lined up against any neighbor in Ocean County, New Jersey or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 08087, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Behind 08087's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 08087 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 08087’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 08087 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 08087, drawn from the same report attached to each property.
Nearby ZIPs in Ocean County
More distress data near 08087
Keep going: ZIP, county and state distress coverage for Ocean County, New Jersey.
Get the full acquisition report for 08087
The full 08087 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology