ZIP 08087 Property Distress & Foreclosure Data

DLRadar grades ZIP 08087 (Ocean County, New Jersey) at a moderate 33/100 for overall property distress. Property-level stress concentrates in construction/permit lag (81/100), structural risk (74/100), institutional ownership (40/100). By contrast, mortgage stress (17/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (86/100). The latent-versus-live split is 74/100 structural and 5/100 already moving.

The market reads expansion — home values rose 6.0% year on year, and 25% higher over three years (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 58% of renters are cost-burdened. Roughly 8.7% live below the poverty line. A median home runs $352,000 here, or 3.7 times local income. About 25,211 people live here, median age 51. Households earn a median $87,449 — above the roughly $78,000 national figure. About 28% have a four-year degree. The ZIP holds roughly 12,972 housing units. On demographic stress specifically, 08087 scores 33/100. The vacancy rate is 17.3% — elevated. The tenure split is 83% owner-occupied to 17% rented.

Net-net, 08087 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.