ZIP 08205 Foreclosure, Tax-Lien & Distress Report

ZIP code 08205 in Atlantic County, New Jersey carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. The most distinctive pressure shows up in construction/permit lag (66/100), structural risk (62/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (10/100). It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (90/100). Structural exposure scores 62 and live distress 3 on the 0–100 scale.

The expansion-phase market in 08205 posted values that rose 5.9% over the year, and 30% higher over three years, at 37/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Educational attainment sits at 36% bachelor's-or-above. Roughly 7.3% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $88,636 — above the roughly $78,000 national figure. The ZIP holds roughly 11,837 housing units. The demographic-stress sub-score lands at 27/100. About 28,236 people live here, median age 43. Home values center near $292,400, an affordability ratio of 3.0× — accessible. Owners hold 80% of homes, renters 20%. Rent burden reaches 49% of tenant households. Vacancy runs 4.2%.

Overall, 08205 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 08205 runs through one identical public-record model, so its 27/100 sits on the same scale as every other ZIP in Atlantic County, New Jersey and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 08205 shows blanks, not estimates, wherever the record is sparse.

The 27/100 figure for 08205 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 08205 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.