ZIP 08221 Property Distress & Foreclosure Data

DLRadar grades ZIP 08221 (Atlantic County, New Jersey) at a low 26/100 for overall property distress. Property-level stress concentrates in structural risk (59/100), construction/permit lag (55/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (10/100) stay muted. On the structural side it scores 59/100, with 3/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (90/100).

Prices here sit in a expansion phase: values rose 6.5% over the trailing year, and 37% higher over three years (phase confidence 58/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

2.9% of residents fall below the poverty threshold. Educational attainment sits at 59% bachelor's-or-above. Median household income is $135,904, above the U.S. median near $78,000. The ZIP holds roughly 2,792 housing units. DLRadar's demographic-stress index for the area reads 20/100. 6,954 residents call 08221 home, typically aged 46. Around 33% of renters are cost-burdened. The vacancy rate is 8.6%. Home values center near $394,700, an affordability ratio of 2.6× — accessible. Owners hold 90% of homes, renters 10%.

Overall, 08221 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.