ZIP 08221 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 08221 (Atlantic County, New Jersey) returns a low composite of 27/100. What sets it apart are the readings on construction/permit lag (66/100), structural risk (62/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (10/100) stay muted. The split runs 62/100 structural to 3/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (90/100).

The expansion-phase market in 08221 posted values that rose 5.9% over the year, and 37% higher over three years (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Roughly 2.9% live below the poverty line, a low share typical of higher-equity areas. Educational attainment sits at 59% bachelor's-or-above. At $135,904, median income runs above typical U.S. levels. The ZIP holds roughly 2,792 housing units. On demographic stress specifically, 08221 scores 20/100. 6,954 residents call 08221 home, typically aged 46. Around 33% of renters are cost-burdened. The vacancy rate is 8.6%. Home values center near $394,700, an affordability ratio of 2.6× — accessible. The tenure split is 90% owner-occupied to 10% rented.

Net-net, 08221 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 08221 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 08221 read uses the identical public-record model applied coast to coast, which means its 27/100 score means exactly what it means anywhere else, and 08221 stays directly comparable to neighboring ZIPs and the rest of Atlantic County, New Jersey. 08221 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 27/100 for 08221 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 08221 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.