ZIP 08402 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 08402 (Atlantic County, New Jersey) at a low 27/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (90/100). Its standout signals are construction/permit lag (61/100), structural risk (61/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (10/100). Structural exposure scores 61 and live distress 3 on the 0–100 scale.

The expansion-phase market in 08402 posted values that rose 5.9% over the year, and 59% higher over three years, at 37/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 5,260 with a median age of 58. A median home runs $708,800 here, or 5.6 times local income. DLRadar's demographic-stress index for the area reads 34/100. The tenure split is 90% owner-occupied to 10% rented. Vacancy runs 62.2%, above the national norm and a classic distress-and-opportunity signal. Around 28% of renters are cost-burdened. There are about 6,877 housing units across 08402. About 60% have a four-year degree. The poverty rate is 6.2% — low. Median household income is $114,417, above the U.S. median near $78,000.

Taken together, 08402 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 08402 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 08402's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 08402 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

08402's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 08402 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.