ZIP 08406 Foreclosure, Tax-Lien & Distress Report

ZIP 08406's composite property-distress score is 27/100 - DLRadar classes that as low for Atlantic County, New Jersey. Structural risk reads 62/100 against active distress of 3/100. Leading the profile are construction/permit lag (66/100), structural risk (62/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (10/100) register low. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (90/100)).

The market reads expansion — home values rose 5.9% year on year, and 51% higher over three years, at 37/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 8,250 housing units across 08406. Home values center near $363,000, an affordability ratio of 4.6×. The demographic-stress sub-score lands at 37/100. The tenure split is 63% owner-occupied to 37% rented. About 38% have a four-year degree. Median household income is $75,034, near the U.S. median near $78,000. The vacancy rate is 42.1% — elevated. Roughly 10.6% live below the poverty line. About 8,962 people live here, median age 57. Around 47% of renters are cost-burdened.

Taken together, 08406 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 08406 read uses the identical public-record model applied coast to coast, which means its 27/100 score means exactly what it means anywhere else, and 08406 stays directly comparable to neighboring ZIPs and the rest of Atlantic County, New Jersey. 08406 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 08406 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. Practically, 08406 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.