ZIP 08403 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 08403 (Atlantic County, New Jersey) returns a low composite of 27/100. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (90/100). Structurally it carries 62/100, against 3/100 of stress already in motion. Leading the profile are construction/permit lag (66/100), structural risk (62/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (10/100) stay muted.

The expansion-phase market in 08403 posted values that rose 5.9% over the year, and 45% higher over three years, at 37/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Around 54% of adults hold a bachelor's degree or higher. 6.0% of residents fall below the poverty threshold. Rent burden reaches 55% of tenant households. The ZIP holds roughly 1,670 housing units. Households earn a median $103,295 — above the roughly $78,000 national figure. Home values center near $1,054,900, an affordability ratio of 10.1× — stretched. 1,012 residents call 08403 home, typically aged 68. 94% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 51/100. Vacancy runs 67.7%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 08403 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 08403 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 08403 runs through one identical public-record model, so its 27/100 sits on the same scale as every other ZIP in Atlantic County, New Jersey and the nation. Where the public record is thin for 08403, the field stays empty rather than modeled, and fills in as new documents post.

Behind 08403's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 08403 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.