ZIP 08037 Foreclosure, Tax-Lien & Distress Report

ZIP code 08037 in Atlantic County, New Jersey carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. Structurally it carries 62/100, against 3/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (88/100). Its heaviest discrete signals: construction/permit lag (67/100), structural risk (62/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (10/100) stay muted.

Prices here sit in a expansion phase: values rose 5.8% over the trailing year, and 31% higher over three years, at 36/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

A median home runs $322,900 here, or 3.7 times local income. Roughly 10.1% live below the poverty line. The ZIP holds roughly 9,611 housing units. The tenure split is 77% owner-occupied to 23% rented. DLRadar's demographic-stress index for the area reads 31/100. About 29% have a four-year degree. Population is roughly 23,385 with a median age of 47. Around 47% of renters are cost-burdened. The vacancy rate is 6.4%. Households earn a median $83,762 — near the roughly $78,000 national figure.

On balance 08037 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 08037 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 08037's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 08037, the field stays empty rather than modeled, and fills in as new documents post.

Behind 08037's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 08037 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.