ZIP 08094 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 08094 (Gloucester County, New Jersey) returns a low composite of 26/100. The sharpest non-environmental signals are construction/permit lag (66/100), structural risk (58/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (8/100) register low. Environmental exposure also runs high (climate & FEMA risk (88/100), flood (NFIP) exposure (78/100)). Structural exposure scores 58 and live distress 2 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, and 29% higher over three years (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $92,125, above the U.S. median near $78,000. The demographic-stress sub-score lands at 25/100. 7.0% of residents fall below the poverty threshold. The vacancy rate is 3.8%. The tenure split is 83% owner-occupied to 17% rented. About 28% have a four-year degree. Around 36% of renters are cost-burdened. 40,542 residents call 08094 home, typically aged 40. Home values center near $276,100, an affordability ratio of 2.8× — accessible. The ZIP holds roughly 16,380 housing units.

Overall, 08094 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 08094 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 08094 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Gloucester County, New Jersey and the nation. Nothing here is interpolated — where a source is thin for 08094, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

08094's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 08094 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.