ZIP 08312 Property Distress & Foreclosure Data

Composite property distress in 08312 (Gloucester County, New Jersey) lands at 24/100 — low on DLRadar's public-record scoring. Structural exposure scores 54 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (88/100), flood (NFIP) exposure (77/100). The sharpest non-environmental signals are structural risk (54/100), construction/permit lag (50/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low.

The market reads expansion — home values rose 6.0% year on year, and 37% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 3,533 housing units across 08312. On demographic stress specifically, 08312 scores 27/100. A median home runs $254,100 here, or 2.8 times local income. Vacancy runs 9.5%. About 8,395 people live here, median age 41. About 22% have a four-year degree. Households earn a median $88,448 — above the roughly $78,000 national figure. Rent burden reaches 30% of tenant households. The tenure split is 73% owner-occupied to 27% rented. Roughly 7.4% live below the poverty line, a low share typical of higher-equity areas.

Overall 08312 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.