ZIP 08039 Foreclosure, Tax-Lien & Distress Report

ZIP 08039's composite property-distress score is 25/100 - DLRadar classes that as low for Gloucester County, New Jersey. Environmental exposure also runs high (climate & FEMA risk (88/100), flood (NFIP) exposure (76/100)). The pressure is most legible in construction/permit lag (66/100), structural risk (58/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) register low. Structural exposure scores 58 and live distress 0 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, at 35/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 0.0%. On demographic stress specifically, 08039 scores 11/100. The poverty rate is 0.0% — low. Owners hold 100% of homes, renters 0%. Population is roughly 29 with a median age of 61. Around 45% of adults hold a bachelor's degree or higher. The ZIP holds roughly 13 housing units.

On balance 08039 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 08039 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 08039 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 08039 can be compared directly against any other ZIP in Gloucester County, New Jersey or nationwide. Nothing here is interpolated — where a source is thin for 08039, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 08039 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. The point of the 08039 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.