ZIP 08098 Foreclosure, Tax-Lien & Distress Report
Salem County, New Jersey · Distress market
Composite property distress in 08098 (Salem County, New Jersey) lands at 22/100 — low on DLRadar's distress scoring. The pressure is most legible in construction/permit lag (53/100), structural risk (51/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100). The latent-versus-live split is 51/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (78/100), flood (NFIP) exposure (73/100).
The expansion-phase market in 08098 posted values that rose 5.2% over the year, and 27% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
Median household income is $119,000, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 22/100. The poverty rate is 4.6% — low. Population is roughly 9,475 with a median age of 44. Rent burden reaches 23% of tenant households. Vacancy runs 10.3%. Around 40% of adults hold a bachelor's degree or higher. 75% of housing is owner-occupied. The ZIP holds roughly 3,542 housing units. Home values center near $326,300, an affordability ratio of 2.5× — accessible.
Broadly, 08098 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 08098 is not published yet -- the ZIP-level readings above remain fully sourced.
Whether 08098 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 08098 can be compared directly against any other ZIP in Salem County, New Jersey or nationwide. Nothing here is interpolated — where a source is thin for 08098, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 22/100 for 08098 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 08098 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 08098 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 08098 Stress Report snapshot
The live 08098 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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More distress data near 08098
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See every distressed parcel in 08098
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Deterministic scoring, sourced entirely from public data · methodology