ZIP 08098 Property Distress & Foreclosure Data

Salem County, New Jersey's ZIP 08098 registers 24/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (69/100), structural risk (55/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted. The latent-versus-live split is 55/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (78/100), flood (NFIP) exposure (75/100).

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 27% higher over three years (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $119,000, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 22/100. 4.6% of residents fall below the poverty threshold. 9,475 residents call 08098 home, typically aged 44. Around 23% of renters are cost-burdened. The vacancy rate is 10.3%. Educational attainment sits at 40% bachelor's-or-above. Owners hold 75% of homes, renters 25%. The ZIP holds roughly 3,542 housing units. Home values center near $326,300, an affordability ratio of 2.5× — accessible.

On balance, 08098 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.