ZIP 08038 Property Distress & Foreclosure Data

Composite property distress in 08038 (Salem County, New Jersey) lands at 24/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (69/100), structural risk (55/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted. On the structural side it scores 55/100, with 2/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (78/100), flood (NFIP) exposure (75/100).

Prices here sit in a expansion phase: values rose 6.0% over the trailing year (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

DLRadar's demographic-stress index for the area reads 22/100. 6.0% of residents fall below the poverty threshold. The ZIP holds roughly 159 housing units. Around 13% of renters are cost-burdened. Owners hold 62% of homes, renters 38%. Educational attainment sits at 11% bachelor's-or-above. Median household income is $90,417, above the U.S. median near $78,000. Home values center near $144,300, an affordability ratio of 1.9× — accessible. 341 residents call 08038 home, typically aged 38. The vacancy rate is 1.2%.

On balance, 08038 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.