ZIP 08038 Foreclosure, Tax-Lien & Distress Report
Salem County, New Jersey · Affordable market
On DLRadar's 0-100 distress scale, ZIP 08038 in Salem County, New Jersey comes in at 22, a low composite-distress reading. Its heaviest discrete signals: construction/permit lag (52/100), structural risk (51/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100). The latent-versus-live split is 51/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (78/100), flood (NFIP) exposure (73/100).
The expansion-phase market in 08038 posted values that rose 5.2% over the year (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
The demographic-stress sub-score lands at 22/100. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 159 housing units. Rent burden reaches 13% of tenant households. 62% of housing is owner-occupied. Educational attainment sits at 11% bachelor's-or-above. Median household income is $90,417, above the U.S. median near $78,000. Home values center near $144,300, an affordability ratio of 1.9× — accessible. 341 residents call 08038 home, typically aged 38. Vacancy runs 1.2%.
Broadly, 08038 is a steadier market — the deals are the exceptions, not the rule. While 08038 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 08038 runs through one identical scoring model, so its 22/100 sits on the same scale as every other ZIP in Salem County, New Jersey and the nation. Every figure is auditable to a public dataset and refreshed as records update; 08038 shows blanks, not estimates, wherever the record is sparse.
08038's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 08038 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 08038’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 08038 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Other Salem County ZIP codes
Nearest ZIP codes to 08038
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Salem County, New Jersey
Related ZIP, county and statewide reads linked to Salem County, New Jersey.
Get the full acquisition report for 08038
Get every distressed property in 08038 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology