ZIP 08069 Property Distress & Foreclosure Data

DLRadar grades ZIP 08069 (Salem County, New Jersey) at a low 24/100 for overall property distress. Property-level stress concentrates in construction/permit lag (69/100), structural risk (55/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low. The latent-versus-live split is 55/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (78/100), flood (NFIP) exposure (75/100).

The market reads expansion — home values rose 6.0% year on year, and 30% higher over three years (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

On demographic stress specifically, 08069 scores 33/100. Roughly 20.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Households earn a median $68,397 — below the roughly $78,000 national figure. About 18% have a four-year degree. The ZIP holds roughly 5,878 housing units. A median home runs $198,100 here, or 2.7 times local income. Around 42% of renters are cost-burdened. About 13,413 people live here, median age 41. The tenure split is 56% owner-occupied to 44% rented. The vacancy rate is 12.1% — elevated.

Net-net, 08069 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.