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ZIP 08318 Foreclosure, Tax-Lien & Distress Report

Salem County, New Jersey · Distress market

On DLRadar's 0-100 public-record scale, ZIP 08318 in Salem County, New Jersey comes in at 23, a low composite-distress reading. Structural exposure scores 53 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (78/100), flood (NFIP) exposure (75/100)). Property-level stress concentrates in construction/permit lag (59/100), structural risk (53/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100).

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, and 23% higher over three years (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Owners hold 85% of homes, renters 15%. Households earn a median $87,551 — above the roughly $78,000 national figure. Home values center near $302,000, an affordability ratio of 3.1× — accessible. The ZIP holds roughly 4,627 housing units. Population is roughly 12,149 with a median age of 41. Around 26% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 31/100. The poverty rate is 9.7%. Vacancy runs 4.9%. Around 63% of renters are cost-burdened.

Overall 08318 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 08318 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 08318 can be compared directly against any other ZIP in Salem County, New Jersey or nationwide. Sparse data for 08318 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 08318 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. For a buyer, 08318 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

23/100
Composite stress
53/100
Structural risk
2/100
Distress activity

What is driving ZIP 08318’s distress

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk78
08318 carries 9 additional scored dimensions

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 08318 Stress Report snapshot

The live 08318 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Rules-based scoring — each signal ties to a public dataset · methodology

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