ZIP 08340 Property Distress & Foreclosure Data

Cumberland County, New Jersey's ZIP 08340 registers 23/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (53/100), structural risk (52/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (84/100), flood (NFIP) exposure (70/100)). The latent-versus-live split is 52/100 structural and 2/100 already moving.

The expansion-phase market in 08340 posted values that rose 5.7% over the year (phase confidence 52/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $72,813, median income runs near typical U.S. levels. The typical home is worth about $261,800 (3.3× income, relatively affordable). The ZIP holds roughly 308 housing units. Population is roughly 876 with a median age of 49. The vacancy rate is 0.0%. Around 25% of adults hold a bachelor's degree or higher. The poverty rate is 0.9% — low. The demographic-stress sub-score lands at 25/100. Around 29% of renters are cost-burdened. 75% of housing is owner-occupied.

On balance 08340 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.