ZIP 08316 Property Distress & Foreclosure Data

DLRadar grades ZIP 08316 (Cumberland County, New Jersey) at a low 22/100 for overall property distress. Structural exposure scores 50 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (82/100), flood (NFIP) exposure (65/100)). Property-level stress concentrates in construction/permit lag (52/100), structural risk (50/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100).

The expansion-phase market in 08316 posted values that rose 5.6% over the year, at 50/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $100,875, median income runs above typical U.S. levels. The poverty rate is 35.9% — high, a tax-stress and distress correlate. Population is roughly 78 with a median age of 64. 100% of housing is owner-occupied. Vacancy runs 53.5%, above the national norm and a classic distress-and-opportunity signal. Around 25% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 38/100. The typical home is worth about $160,600. There are about 59 housing units across 08316.

On the whole, 08316 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.