ZIP 08345 Property Distress & Foreclosure Data

Cumberland County, New Jersey's ZIP 08345 registers 22/100 composite distress, which DLRadar reads as low. Structural exposure scores 50 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (82/100), flood (NFIP) exposure (65/100). The most distinctive pressure shows up in construction/permit lag (52/100), structural risk (50/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low.

The market reads expansion — home values rose 5.6% year on year, at 50/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $210,900 here, or 3.1 times local income. Vacancy runs 22.6%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 92% owner-occupied to 8% rented. Households earn a median $64,076 — below the roughly $78,000 national figure. There are about 475 housing units across 08345. On demographic stress specifically, 08345 scores 31/100. Roughly 16.0% live below the poverty line. Rent burden reaches 46% of tenant households. About 801 people live here, median age 61. About 15% have a four-year degree.

Net-net, 08345 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.