ZIP 08352 Foreclosure, Tax-Lien & Distress Report

Cumberland County, New Jersey's ZIP 08352 registers 22/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (82/100), flood (NFIP) exposure (63/100)). The pressure is most legible in construction/permit lag (52/100), structural risk (50/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100). Latent structural risk is 50/100 while live distress already moving reads 2/100.

Prices here sit in a expansion phase: values rose 7.8% over the trailing year, at 63/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Around 0% of renters are cost-burdened. About 48% have a four-year degree. Vacancy runs 0.0%. The ZIP holds roughly 52 housing units. Home values center near $215,900. About 224 people live here, median age 26. 58% of housing is owner-occupied. The poverty rate is 0.0% — low. The demographic-stress sub-score lands at 41/100.

Overall 08352 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 08352 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 08352 shows blanks, not estimates, wherever the record is sparse.

08352's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 08352 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.