ZIP 08353 Foreclosure, Tax-Lien & Distress Report

In Cumberland County, New Jersey, ZIP 08353 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Property-level stress concentrates in construction/permit lag (58/100), structural risk (52/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low. Structural risk reads 52/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (82/100), flood (NFIP) exposure (64/100)).

Prices here sit in a expansion phase: values rose 7.8% over the trailing year (phase confidence 63/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 92% of homes, renters 8%. Rent burden reaches 0% of tenant households. The ZIP holds roughly 138 housing units. Home values center near $244,000, an affordability ratio of 2.3× — accessible. Households earn a median $86,250 — near the roughly $78,000 national figure. About 283 people live here, median age 50. Educational attainment sits at 21% bachelor's-or-above. On demographic stress specifically, 08353 scores 18/100. Roughly 3.5% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 10.3%.

On balance, 08353 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 08353 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 08353 runs through one identical public-record model, so its 23/100 sits on the same scale as every other ZIP in Cumberland County, New Jersey and the nation. Nothing here is interpolated — where a source is thin for 08353, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 08353 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. In workflow terms, 08353 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.