ZIP 08361 Property Distress & Foreclosure Data

DLRadar grades ZIP 08361 (Cumberland County, New Jersey) at a low 22/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (82/100), flood (NFIP) exposure (65/100)). Property-level stress concentrates in construction/permit lag (52/100), structural risk (50/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100). Structural risk reads 50/100 against active distress of 2/100.

The expansion-phase market in 08361 posted values that rose 5.6% over the year, and 23% higher over three years, at 50/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 18,375 with a median age of 44. 82% of housing is owner-occupied. The demographic-stress sub-score lands at 27/100. The poverty rate is 9.0%. Vacancy runs 3.3%. There are about 6,898 housing units across 08361. The typical home is worth about $285,900 (2.6× income, relatively affordable). Around 39% of adults hold a bachelor's degree or higher. At $103,482, median income runs above typical U.S. levels. Rent burden reaches 51% of tenant households.

Broadly, 08361 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.