ZIP 08360 Foreclosure, Tax-Lien & Distress Report
Cumberland County, New Jersey · Distress market
On DLRadar's 0-100 public-record scale, ZIP 08360 in Cumberland County, New Jersey comes in at 24, a low composite-distress reading. It additionally carries heavy environmental risk: climate & FEMA risk (85/100), flood (NFIP) exposure (72/100). Latent structural risk is 56/100 while live distress already moving reads 2/100. Property-level stress concentrates in construction/permit lag (64/100), structural risk (56/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted.
The market reads expansion — home values rose 7.1% year on year, and 28% higher over three years (phase confidence 48/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Households earn a median $62,604 — below the roughly $78,000 national figure. The ZIP holds roughly 16,479 housing units. 64% of housing is owner-occupied. On demographic stress specifically, 08360 scores 32/100. About 44,276 people live here, median age 38. About 17% have a four-year degree. Around 42% of renters are cost-burdened. A median home runs $221,900 here, or 3.2 times local income. 16.1% of residents fall below the poverty threshold. Vacancy runs 4.6%.
On balance 08360 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 08360's 24/100 can be lined up against any neighbor in Cumberland County, New Jersey or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 08360 reflects the current record instead of a stale or modeled snapshot.
Behind 08360's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 08360 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 08360
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 08360 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 08360, the same set carried on every parcel.
Other Cumberland County ZIP codes
More distress data near 08360
Keep going: ZIP, county and state distress coverage for Cumberland County, New Jersey.
Unlock parcel-level detail for ZIP 08360
Get every distressed property in 08360 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click funding + closing path. Nationwide, refreshed continuously.
Each signal above is traceable to an open dataset · methodology