ZIP 08360 Property Distress & Foreclosure Data

In Cumberland County, New Jersey, ZIP 08360 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (85/100), flood (NFIP) exposure (73/100). On the structural side it scores 53/100, with 2/100 of stress already active. Its standout signals are construction/permit lag (53/100), structural risk (53/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low.

The market reads expansion — home values rose 5.8% year on year, and 28% higher over three years (phase confidence 52/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $62,604 — below the roughly $78,000 national figure. The ZIP holds roughly 16,479 housing units. The tenure split is 64% owner-occupied to 36% rented. On demographic stress specifically, 08360 scores 32/100. About 44,276 people live here, median age 38. About 17% have a four-year degree. Around 42% of renters are cost-burdened. A median home runs $221,900 here, or 3.2 times local income. Roughly 16.1% live below the poverty line. The vacancy rate is 4.6%.

Net-net, 08360 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.