ZIP 08314 Property Distress & Foreclosure Data

ZIP code 08314 in Cumberland County, New Jersey carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 50/100 against active distress of 2/100. Climate and flood risk are elevated too — climate & FEMA risk (82/100), flood (NFIP) exposure (65/100). What sets it apart are the readings on construction/permit lag (52/100), structural risk (50/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (6/100) stay muted.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, at 50/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 0.0%. Owners hold 95% of homes, renters 5%. 11.7% of residents fall below the poverty threshold. There are about 176 housing units across 08314. DLRadar's demographic-stress index for the area reads 18/100. Rent burden reaches 0% of tenant households. Educational attainment sits at 9% bachelor's-or-above. 503 residents call 08314 home, typically aged 52. Home values center near $213,600.

On balance, 08314 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.