ZIP 08314 Foreclosure, Tax-Lien & Distress Report
Cumberland County, New Jersey · Distress market
On DLRadar's 0-100 public-record scale, ZIP 08314 in Cumberland County, New Jersey comes in at 23, a low composite-distress reading. The latent-versus-live split is 52/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (82/100), flood (NFIP) exposure (64/100)). Its standout signals are construction/permit lag (58/100), structural risk (52/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (6/100) stay muted.
Prices here sit in a expansion phase: values rose 7.8% over the trailing year, at 63/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
The vacancy rate is 0.0%. Owners hold 95% of homes, renters 5%. The poverty rate is 11.7%. The ZIP holds roughly 176 housing units. On demographic stress specifically, 08314 scores 18/100. Rent burden reaches 0% of tenant households. About 9% have a four-year degree. Population is roughly 503 with a median age of 52. Home values center near $213,600.
On balance, 08314 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 08314 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Whether 08314 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 08314 can be compared directly against any other ZIP in Cumberland County, New Jersey or nationwide. Where the public record is thin for 08314, the field stays empty rather than modeled, and fills in as new documents post.
Behind 08314's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 08314 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 08314
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 08314 distress snapshot
The live 08314 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Cumberland County
More distress data near 08314
Further distress data across Cumberland County, New Jersey at ZIP, county and state level.
Unlock parcel-level detail for ZIP 08314
Open 08314 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Deterministic. Every signal traces to a public dataset · methodology