ZIP 08311 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 08311 in Cumberland County, New Jersey comes in at 22, a low composite-distress reading. The pressure is most legible in construction/permit lag (52/100), structural risk (50/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (6/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (82/100), flood (NFIP) exposure (63/100)). On the structural side it scores 50/100, with 2/100 of stress already active.

The expansion-phase market in 08311 posted values that rose 7.8% over the year, at 63/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Owners hold 83% of homes, renters 17%. Roughly 16.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Median household income is $74,352, near the U.S. median near $78,000. Around 26% of renters are cost-burdened. A median home runs $247,600 here, or 2.6 times local income. On demographic stress specifically, 08311 scores 27/100. Educational attainment sits at 17% bachelor's-or-above. 1,656 residents call 08311 home, typically aged 44. Vacancy runs 10.5%. There are about 703 housing units across 08311.

Overall, 08311 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 08311 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 08311 runs through one identical scoring model, so its 22/100 sits on the same scale as every other ZIP in Cumberland County, New Jersey and the nation. Nothing here is interpolated — where a source is thin for 08311, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

08311's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 08311 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.