ZIP 08311 Property Distress & Foreclosure Data

DLRadar grades ZIP 08311 (Cumberland County, New Jersey) at a low 22/100 for overall property distress. Property-level stress concentrates in construction/permit lag (52/100), structural risk (50/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (6/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (82/100), flood (NFIP) exposure (65/100). The latent-versus-live split is 50/100 structural and 2/100 already moving.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year (phase confidence 50/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Owners hold 83% of homes, renters 17%. 16.3% of residents fall below the poverty threshold. Median household income is $74,352, near the U.S. median near $78,000. Around 26% of renters are cost-burdened. Home values center near $247,600, an affordability ratio of 2.6× — accessible. DLRadar's demographic-stress index for the area reads 27/100. Educational attainment sits at 17% bachelor's-or-above. 1,656 residents call 08311 home, typically aged 44. The vacancy rate is 10.5%. The ZIP holds roughly 703 housing units.

Overall, 08311 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.