ZIP 08324 Property Distress & Foreclosure Data

In Cumberland County, New Jersey, ZIP 08324 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (52/100), structural risk (50/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low. On the structural side it scores 50/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (82/100), flood (NFIP) exposure (65/100).

The market reads expansion — home values rose 5.6% year on year (phase confidence 50/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 56% owner-occupied to 44% rented. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 0.0%. Around 0% of renters are cost-burdened. Households earn a median $86,538 — near the roughly $78,000 national figure. About 24% have a four-year degree. On demographic stress specifically, 08324 scores 21/100. A median home runs $270,800 here, or 3.0 times local income. The ZIP holds roughly 79 housing units. About 216 people live here, median age 30.

Overall 08324 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.