Cumberland County, NJ: Foreclosures, Tax Liens & Distressed Properties

Cumberland County, New Jersey sits inside DLRadar's nationwide distress index, built entirely from public records. Across its ZIPs, composite distress spans 23 to 25 out of 100. The county spans 22 scored ZIP codes, averaging 23/100 composite distress. Lender pressure in Cumberland County registers 74/100 — a elevated bank-stress headwind.

The county market is in a expansion phase: home prices rose 7.8% over the past year (phase confidence 63/100). Despite the upswing, some owners fall behind anyway even as the headline looks strong.

Through Cumberland County's +7.8% YoY climb (63/100 confidence), stressed pockets remain which speeds resale of distressed buys. An elevated 74/100 reading favors patient capital: banks under pressure move REO faster.

By composite, 08270 (25/100), 08344 (25/100), 08340 (24/100), 08360 (24/100), 08302 (23/100), 08311 (23/100) top the county — tap any ZIP to go deeper. Also scored across the county: 08314, 08316, 08318, 08320, 08321, 08323, 08324, 08327, 08329, 08332.

On the housing-and-income side, the Cumberland County ZIPs on file come in at incomes around $70,436, a 9.8% poverty rate, residents with a median age around 46.1, vacancy near 12.2%, 78% of homes owner-occupied, typical home values near $227,700. These fundamentals frame both the distress on offer and the exit velocity.

Net of it all, 23/100 over 22 ZIPs means the edge is selective acquisition rather than a blanket buy. Inside DLRadar, each Cumberland County property carries owner and contact detail, APN, score, bank exposure and an exit-velocity estimate.

Whether Cumberland County, New Jersey carries heavy distress or only a handful of flagged parcels, every score here is built the same deterministic way — from recorded foreclosures, tax delinquency, liens and lender stress — so Cumberland County can be compared directly against any county in the country.

Treat Cumberland County, New Jersey as a ranked list, not a single market: the spread between its strongest and weakest ZIPs is where the acquisition margin actually sits. All Cumberland County inputs are public record — recorder, court, FHFA and FDIC — and the score is rebuilt on ingest rather than modelled forward.

Drilling in, Cumberland County's highest-scoring ZIPs are 08270 (25/100), 08344 (25/100), 08340 (24/100), 08360 (24/100), 08302 (23/100), 08311 (23/100). DLRadar also scores 08314, 08316, 08318, 08320, 08321, 08323, 08324, 08327 and more across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

Under Cumberland County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.