Cumberland County, NJ: Foreclosures, Tax Liens & Distressed Properties
Cumberland County, NJ, New Jersey: 22 ZIP codes scored, Cumberland County, NJ averaging 22/100 (low, Cumberland, NJ), from 22 to 25. Cumberland County, NJ is in its expansion phase (Cumberland, NJ confidence 63/100): Cumberland, NJ home prices up 7.8% (Cumberland, NJ) over twelve months. Cumberland County, NJ lender headwind: 74/100.
Highest-scoring Cumberland County, NJ ZIPs: 08270 (25/100), 08344 (25/100), 08360 (24/100), 08340 (23/100), 08302 (22/100), 08311 (22/100). Also scored in Cumberland County, NJ: 08314, 08316, 08318, 08320, 08321, 08323, 08324, 08327, 08329, 08332.
Across Cumberland County, NJ's scored ZIPs: median home value $227,700, household income $70,436, 12.2% vacancy, 9.8% poverty, 78% owner-occupied, median age 46.1.
Cumberland County, NJ insurance distress 21/100 (#2,084 in the US); FEMA hazard 0/100 for Cumberland, NJ; 5 Cumberland, NJ NFIP flood claims, $15K paid; Cumberland, NJ construction distress 52/100.
10 banks with 22 branches lend in Cumberland County, NJ; Cumberland, NJ weighted bank stress 73/100, highest 84/100 in Cumberland, NJ.
Cumberland County, NJ unemployment 7.4% (Cumberland, NJ -1.3 pts, six months); 182 new housing units permitted in Cumberland County, NJ over twelve months, Cumberland, NJ down 2% from 185; Cumberland, NJ home prices +12.3% a year (Cumberland, NJ) over three years.
57,282 housing units in Cumberland County, NJ; 18,375 Cumberland, NJ renter households; 53% of Cumberland, NJ renters spend 30%+ of income on rent, 31% (Cumberland, NJ) half or more.
Cumberland County, NJ ranks #1,912 nationally on the opportunity index (Cumberland, NJ, among all ranked counties); Cumberland, NJ scores 28.0/100 and Cumberland, NJ sits #5 inside New Jersey. Cumberland, NJ is in the early_signal opportunity phase; Cumberland, NJ's primary driver is bank institutional, Cumberland, NJ second driver construction; Cumberland, NJ moved up 426 places. 29 short-sale listings across Cumberland, NJ; 111 days on market observed in Cumberland, NJ; 6.3% vacancy over 22 Cumberland, NJ ZIPs.
No CFPB county sample covers Cumberland County, NJ. The state reading for Cumberland, NJ: 0.9% ninety-plus days late; Cumberland, NJ's thirty-to-eighty-nine share is 2.0% (Cumberland, NJ, December 2025 data).
Cumberland County, NJ has 5 watched banks; 5 Cumberland, NJ banks sit in an elevated band. Cumberland, NJ footprints: Newfield National Bank (3 branches, stress 84) in Cumberland, NJ; Century Savings Bank (3 branches, stress 79) in Cumberland, NJ; Oceanfirst Bank Na (3 branches, stress 78) in Cumberland, NJ.
HUD lists 5 assisted multifamily properties in Cumberland County, NJ with 791 units; 299 Cumberland, NJ units are assisted, 2 Cumberland, NJ properties under project-based Section 8.
3,501 of the 57,282 housing units in Cumberland, NJ sit vacant. Cumberland County, NJ permitted 20 multifamily units in twelve months; Cumberland, NJ's one-to-four unit structures added 162 units in Cumberland County, NJ.