ZIP 08302 Property Distress & Foreclosure Data

DLRadar grades ZIP 08302 (Cumberland County, New Jersey) at a low 22/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (82/100), flood (NFIP) exposure (66/100). On the structural side it scores 51/100, with 2/100 of stress already active. Property-level stress concentrates in construction/permit lag (53/100), structural risk (51/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (7/100) stay muted.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 33% higher over three years (phase confidence 50/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $60,301, below the U.S. median near $78,000. 47,003 residents call 08302 home, typically aged 32. The vacancy rate is 8.3%. The ZIP holds roughly 15,995 housing units. DLRadar's demographic-stress index for the area reads 38/100. Educational attainment sits at 13% bachelor's-or-above. 22.7% of residents fall below the poverty threshold. Home values center near $202,200, an affordability ratio of 3.4× — accessible. Around 54% of renters are cost-burdened. Owners hold 57% of homes, renters 43%.

Taken together, 08302 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.