ZIP 08323 Foreclosure, Tax-Lien & Distress Report
Cumberland County, New Jersey · Distress market
DLRadar grades ZIP 08323 (Cumberland County, New Jersey) at a low 23/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (82/100), flood (NFIP) exposure (64/100). Leading the profile are construction/permit lag (58/100), structural risk (52/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100). Structural exposure scores 52 and live distress 2 on the 0–100 scale.
The market reads expansion — home values rose 7.8% year on year (phase confidence 63/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
736 residents call 08323 home, typically aged 50. Owners hold 92% of homes, renters 8%. A median home runs $260,200 here, or 2.8 times local income. There are about 336 housing units across 08323. The poverty rate is 7.2% — low. About 34% have a four-year degree. The vacancy rate is 8.3%. Around 14% of renters are cost-burdened. On demographic stress specifically, 08323 scores 21/100. Median household income is $87,000, near the U.S. median near $78,000.
Broadly, 08323 is a steadier market — the deals are the exceptions, not the rule. While 08323 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 08323 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 08323 can be compared directly against any other ZIP in Cumberland County, New Jersey or nationwide. Nothing here is interpolated — where a source is thin for 08323, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
08323's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 08323 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 08323
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
08323 at a glance
Current distress, phase, housing and lender-pressure figures for 08323, drawn from the same report attached to each property.
Neighbouring ZIPs in Cumberland County
More distress data near 08323
Additional distress intelligence spanning Cumberland County, New Jersey by ZIP, county and state.
Get the full acquisition report for 08323
Open 08323 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology