ZIP 08349 Foreclosure, Tax-Lien & Distress Report

In Cumberland County, New Jersey, ZIP 08349 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 52/100 against active distress of 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (82/100), flood (NFIP) exposure (64/100). The pressure is most legible in construction/permit lag (58/100), structural risk (52/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100).

The expansion-phase market in 08349 posted values that rose 7.8% over the year (phase confidence 63/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 63% owner-occupied to 37% rented. DLRadar's demographic-stress index for the area reads 33/100. The vacancy rate is 13.8% — elevated. Around 5% of adults hold a bachelor's degree or higher. Population is roughly 2,400 with a median age of 38. Roughly 11.5% live below the poverty line. A median home runs $153,500 here, or 2.2 times local income. There are about 1,063 housing units across 08349. Households earn a median $55,893 — below the roughly $78,000 national figure. Around 56% of renters are cost-burdened.

Taken together, 08349 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 08349 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 08349 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 08349, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 23/100 for 08349 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 08349 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.