ZIP 08349 Property Distress & Foreclosure Data

Composite property distress in 08349 (Cumberland County, New Jersey) lands at 22/100 — low on DLRadar's public-record scoring. Structural exposure scores 50 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (82/100), flood (NFIP) exposure (65/100)). The sharpest non-environmental signals are construction/permit lag (52/100), structural risk (50/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100).

The expansion-phase market in 08349 posted values that rose 5.6% over the year, at 50/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

63% of housing is owner-occupied. The demographic-stress sub-score lands at 33/100. Vacancy runs 13.8%, above the national norm and a classic distress-and-opportunity signal. Around 5% of adults hold a bachelor's degree or higher. Population is roughly 2,400 with a median age of 38. The poverty rate is 11.5%. The typical home is worth about $153,500 (2.2× income, relatively affordable). There are about 1,063 housing units across 08349. At $55,893, median income runs below typical U.S. levels. Rent burden reaches 56% of tenant households.

On the whole, 08349 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.