ZIP 08327 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 08327 (Cumberland County, New Jersey) returns a low composite of 22/100. It additionally carries heavy environmental risk: climate & FEMA risk (82/100), flood (NFIP) exposure (63/100). Its heaviest discrete signals: construction/permit lag (52/100), structural risk (50/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (6/100) stay muted. Latent structural risk is 50/100 while live distress already moving reads 2/100.

The expansion-phase market in 08327 posted values that rose 7.8% over the year, at 63/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Population is roughly 3,505 with a median age of 41. The vacancy rate is 13.9% — elevated. The tenure split is 80% owner-occupied to 20% rented. There are about 309 housing units across 08327. Around 0% of renters are cost-burdened. Roughly 10.1% live below the poverty line. A median home runs $198,500 here, or 2.8 times local income. Households earn a median $60,556 — below the roughly $78,000 national figure. Educational attainment sits at 3% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 23/100.

On the whole, 08327 leans distressed, with opportunity clustered in specific stressed parcels. While 08327 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 08327 read uses the identical scoring model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 08327 stays directly comparable to neighboring ZIPs and the rest of Cumberland County, New Jersey. The score is rebuilt from public data as it updates, so 08327 reflects the current record instead of a stale or modeled snapshot.

08327's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 08327 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.