ZIP 08270 Property Distress & Foreclosure Data

In Cape May County, New Jersey, ZIP 08270 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (57/100), construction/permit lag (54/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (16/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (83/100). The latent-versus-live split is 57/100 structural and 5/100 already moving.

The market reads expansion — home values rose 6.5% year on year, and 19% higher over three years (phase confidence 58/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 3,770 housing units. Around 27% of renters are cost-burdened. The vacancy rate is 15.1% — elevated. About 28% have a four-year degree. Households earn a median $95,033 — above the roughly $78,000 national figure. On demographic stress specifically, 08270 scores 27/100. Roughly 9.8% live below the poverty line. About 8,239 people live here, median age 40. The tenure split is 82% owner-occupied to 18% rented. A median home runs $303,400 here, or 3.1 times local income.

Net-net, 08270 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.