ZIP 08204 Property Distress & Foreclosure Data

Composite property distress in 08204 (Cape May County, New Jersey) lands at 25/100 — low on DLRadar's public-record scoring. Structural risk reads 56/100 against active distress of 5/100. The sharpest non-environmental signals are structural risk (56/100), construction/permit lag (54/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (17/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (81/100).

The market reads expansion — home values rose 6.5% year on year, and 33% higher over three years, at 58/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $461,400 here, or 4.9 times local income. Vacancy runs 38.3%, above the national norm and a classic distress-and-opportunity signal. About 16,890 people live here, median age 52. Roughly 7.9% live below the poverty line. The tenure split is 79% owner-occupied to 21% rented. On demographic stress specifically, 08204 scores 34/100. Rent burden reaches 36% of tenant households. There are about 13,123 housing units across 08204. About 38% have a four-year degree. Households earn a median $80,782 — near the roughly $78,000 national figure.

Net-net, 08204 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.