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Where stress is building, how the cycle is turning, and what is live now.

ZIP 08202 Foreclosure, Tax-Lien & Distress Report

Cape May County, New Jersey · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 08202 in Cape May County, New Jersey comes in at 25, a low composite-distress reading. Structural exposure scores 57 and live distress 5 on the 0–100 scale. Its standout signals are structural risk (57/100), construction/permit lag (56/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (17/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (81/100)).

Prices here sit in a expansion phase: values rose 5.9% over the trailing year, and 29% higher over three years (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Owners hold 95% of homes, renters 5%. The poverty rate is 4.2% — low. The ZIP holds roughly 5,676 housing units. Households earn a median $142,500 — above the roughly $78,000 national figure. The vacancy rate is 85.1% — elevated. On demographic stress specifically, 08202 scores 48/100. About 1,636 people live here, median age 64. Around 35% of renters are cost-burdened. Home values center near $1,857,400, an affordability ratio of 11.0× — stretched. About 68% have a four-year degree.

Taken together, 08202 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 08202 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 08202's 25/100 can be lined up against any neighbor in Cape May County, New Jersey or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 08202 reflects the current record instead of a stale or modeled snapshot.

08202's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 08202 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

25/100
Composite stress
57/100
Structural risk
5/100
Distress activity

What is driving ZIP 08202’s distress

Foreclosure activity0
Mortgage stress17
Climate / FEMA risk91
9 further dimensions of distress are measured for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 08202 distress snapshot

Current distress, phase, housing and lender-pressure figures for 08202, drawn from the same report attached to each property.

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More ZIPs across Cape May County

Related reports across Cape May County, New Jersey

Keep going: ZIP, county and state distress coverage for Cape May County, New Jersey.

The complete 08202 distress and acquisition report

Open 08202 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.

Each signal above is traceable to an open dataset · methodology

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