ZIP 08248 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 08248 (Cape May County, New Jersey) lands at 25/100 — low on DLRadar's distress scoring. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (80/100). The pressure is most legible in construction/permit lag (58/100), structural risk (57/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (17/100). The split runs 57/100 structural to 5/100 active on the ground.

The market reads expansion — home values rose 5.9% year on year (phase confidence 37/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $106,840, above the U.S. median near $78,000. 100% of housing is owner-occupied. 0.0% of residents fall below the poverty threshold. Vacancy runs 84.8%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 54/100. Educational attainment sits at 61% bachelor's-or-above. The ZIP holds roughly 508 housing units. About 134 people live here, median age 54. The typical home is worth about $1,089,300 (8.7× income, severely stretched).

Net-net, 08248 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 08248 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 08248 read uses the identical scoring model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 08248 stays directly comparable to neighboring ZIPs and the rest of Cape May County, New Jersey. Nothing here is interpolated — where a source is thin for 08248, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 08248's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 08248 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.