ZIP 08243 Foreclosure, Tax-Lien & Distress Report

In Cape May County, New Jersey, ZIP 08243 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. The most distinctive pressure shows up in structural risk (57/100), construction/permit lag (56/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (17/100) stay muted. Latent structural risk is 57/100 while live distress already moving reads 5/100. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (81/100).

Prices here sit in a expansion phase: values rose 5.9% over the trailing year, and 35% higher over three years (phase confidence 37/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The tenure split is 94% owner-occupied to 6% rented. 2,079 residents call 08243 home, typically aged 65. 4.7% of residents fall below the poverty threshold. About 48% have a four-year degree. The ZIP holds roughly 6,719 housing units. A median home runs $1,087,300 here, or 10.3 times local income. Rent burden reaches 51% of tenant households. DLRadar's demographic-stress index for the area reads 53/100. Households earn a median $98,860 — above the roughly $78,000 national figure. Vacancy runs 83.3%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 08243 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 08243 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 08243 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 08243 stays directly comparable to neighboring ZIPs and the rest of Cape May County, New Jersey. 08243 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

08243's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 08243 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.