ZIP 08243 Property Distress & Foreclosure Data

In Cape May County, New Jersey, ZIP 08243 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (56/100), construction/permit lag (54/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (17/100) register low. On the structural side it scores 56/100, with 5/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (81/100).

The market reads expansion — home values rose 6.5% year on year, and 35% higher over three years (phase confidence 58/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 94% owner-occupied to 6% rented. About 2,079 people live here, median age 65. Roughly 4.7% live below the poverty line, a low share typical of higher-equity areas. About 48% have a four-year degree. The ZIP holds roughly 6,719 housing units. A median home runs $1,087,300 here, or 10.3 times local income. Around 51% of renters are cost-burdened. On demographic stress specifically, 08243 scores 53/100. Households earn a median $98,860 — above the roughly $78,000 national figure. The vacancy rate is 83.3% — elevated.

Net-net, 08243 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.